We have listed below some of our most frequently asked questions.

Q. What is the cost of our service?

A.  Our service is free of charge! It costs no more to join a health fund through us, than it does to go direct.


Q. So how do we earn money?

A.  We are paid commissions by the health funds which are consistent with industry standards. Such payments in no way influence the advice we give.


Q. If I change funds, do I have to re-serve waiting periods?

A. Not for waiting periods already served.


Q. Can I have my choice of Doctor in a Public Hospital?

A. Not unless you have Private Hospital cover.

Q. Are my private health insurance premiums tax deductible?

A. No, but you may be entitled to a rebate, depending on your annual gross income.


Q. Which countries does Australia have Reciprocal Medicare Agreements?

A. New Zealand, Republic of Ireland, Finland, Belgium, Slovenia, United Kingdom, Netherlands, Italy, Malta & Norway have reciprocal Medicare agreements for emergency medical and hospitals costs only. Medicare advises this cover is not suitable as replacement private travel insurance.


Please call us for more information 1300 788 282 – always happy to help.